The Directors' and Officers' Liability Insurance Program helps provide your club with the protection it needs.

• 5% NCA member premium discount
• $50,000 Fines & Penalties Sublimit for alleged violations of federal immigration employment laws (including the
  Federal Immigration & Nationality Act)
• $5,000,000 limit capacity
• Club membership discrimination coverage endorsement
• Defense Outside and Equal to the limit of liability for policies with limits of up to $2.5 million
• Punitive Damages coverage (where permissible by law)
• Outside Directorship Liability
•   Waiver of deductible for finding of no liability (where deductible is $7,500 or less)
• 48 hour quote turnaround
• Duty-to-defend coverage
• Mismanagement, includes alleged mismanagement of the club’s finances
• Coverage for the entity (your club is included in the definition of insured), and all directors, officers, trustees, employees, committee members, and volunteers, (including spousal extension)
•   Broad definition of “Wrongful Employment Practice,” including wrongful termination, discrimination, sexual harassment, and any adverse or differential employment decision prohibited by federal, state, or local law
•   Full prior acts coverage (subject to prior knowledge)
• Prompt, experienced and professional claims service
• A+ A.M. Best carrier rating. Aon writes the program through US Specialty Insurance Company, a division of Houston Casualty Company, and leading provider of D&O in the club industry.
• Admitted in all states except LA & VA

Click here to download the Directors' & Officers' application.